Universal Life Insurance

With Universal Life, you can permanently provide a death benefit for those who depend on you.  You choose the amount of your benefit. Income from fixed interest rates helps you build cash value and/or is applied toward your premiums, lowering your payments.

Should you need cash from your policy over the course of your life, Universal Life Insurance gives you the flexibility to access your policy's cash value to help meet financial obligations.*

Talk to your Brightway Insurance Agent to see if Universal Life Insurance is right for you and your family.

*Assuming the policy remains in force, isn't a modified endowment contract and the policy qualifies as life insurance under Internal Revenue Code, Section 7702. Outstanding loans and partial surrenders will reduce death benefits and may result in additional premiums to avoid a lapse.  If the policy lapses, loans and partial surrenders in excess of basis will be subject to ordinary income tax.  Also, surrender charges may apply to any partial withdrawals.