Condo Insurance

Your condo is your home. It’s where living takes place, friends and family gather and where you keep your valuable possessions. Your condominium association’s policy covers property common to all owners but you need additional protection for your condo interior, yourself and your things.

Protection for your condo and your stuff

In your condo home, mother nature can strike, bathtubs can overflow, pipes can break, accidents and thefts can happen. That’s why you need to stay coveredwith the protection against:

Fire and lightning Windstorm and hail Weight of ice or snow Smoke damage Falling objects Damage by freezing Explosion Theft on or off premises Vandalism and mischief

Accidental overflow from plumbing Accidental electrical damage to appliances Damage by vehicles and aircraft Riots Reasonable repairs Additions and alterations you choose to make Damage to the inside of your condo -- including glass, walls and doors Lodging if you can’t use your condo Replacing locks if your keys are stolen

Protection for yourself and others in your condo

In your condo home, friends and family stop by to say hi. Should an accident or injury occur, or your overflowing bathtub damages the unit below, we’ll help you rest easy with these coverages:

Personal Liability coverage may protect you and your spouse or any relatives living with you and anyone under age 21 in your care Protection against claims you’re legally obligated to pay - bodily injury, sickness, disease and death of others

Protection for boats you may own or in your care (depending on the type, size and horsepower a separate policy may be needed) Cost of defending claim against you (see policy) Damage to property of others First aid expenses of others Accidental death benefits

Optional Coverages

Some optional coverages you may want to consider:

Personal Injury Protection Libel Slander

False Imprisonment Wrongful Eviction

Coverages are subject to underwriting guidelines and approval and may not be available in all states.

Condo Insurance Discounts

Brightway Insurance shops the national carriers to bring you the best coverages at the best rates. And you can lower your premiums further with these special discounts* if you qualify:

Monitored fire and burglary alarms Local ultrasonic burglary alarms Fire extinguishers Dead bolt locks on all exterior entryways

Sprinkler systems Mulit-policy Discounts when you have both your condo and automobile insurance with Brightway

*State availability may vary